Document 3: Hire and Reward insurance
Your normal car or motorcycle insurance only covers personal use (for example, going shopping, or visiting friends). When you deliver for work, you need special cover, called "Hire and Reward" insurance.
This type of insurance covers you for when you use your vehicle for business purposes - for example, getting paid to transport goods for people. If you work without it, you're breaking the law, and your insurance won't pay if you crash while delivering.
Who Needs Hire and Reward insurance?
You need Hire and Reward insurance if you drive a:
✅ Car, van, motorcycle, or scooter
You do not need Hire and Reward insurance if you drive a:
❌ Bicycle
❌ E-bike
How to upload your Hire and Reward insurance
When you sign up for Hire & Reward insurance, your insurance provider will send you several documents - make sure you upload the correct one with the right information.
✅ Certificate of Motor Insurance: An official paper from your insurance company showing what you're covered for.
We accept either a Letter of Enrollment (for Zego's Pay-As-You-Go insurance) or a Certificate of Motor Insurance (for longer-term policies from Zego or other providers).
When uploading your insurance confirmation, these words must appear: "Hire and Reward" OR "Carriage of Goods" OR "Food delivery".
Other things to check on your insurance document include:
That your full name is spelled exactly like it is on your Just Eat profile
If other companies are listed (like Uber Eats), "Just Eat" must appear too
❌ Don't upload: A quote, or an app screenshot
Tips for uploading your Hire and Reward insurance
When uploading your proof of Hire and Reward insurance, make sure that:
You upload a clear photo or scan of the insurance
That all 4 corners of the document are visible
That all the words on the document are readable
The final word
Having the right documents ready before you apply with Just Eat makes all the difference. The better prepared you are, the faster your application gets approved—and the sooner you're on the road earning.
* A legal e-bike meets the following requirements:
Motor: 250W maximum
Stops at: 15.5 mph
Only works when pedalling